{
  "docId": "019de072-e409-715f-9e70-8090c79fd21f",
  "docSlug": "30ee7eeaec6a1a3c18dbe1d641ba7918",
  "documentTitle": "Vroom | Results Presentation Deck | 20 slides",
  "authorId": "vroom",
  "authorName": "Vroom",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-05-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 11,
  "pageCount": 20,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "key_messages",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 4,
  "notes": "The slide outlines the accounting treatment for UACC's financing activities, distinguishing between the ecommerce segment and the new retail financing segment.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de072-e409-715f-9e70-8090c79fd21f/11",
  "deckHref": "/decks/019de072-e409-715f-9e70-8090c79fd21f",
  "deckJsonHref": "/decks/019de072-e409-715f-9e70-8090c79fd21f.json",
  "deckAnchorHref": "/decks/019de072-e409-715f-9e70-8090c79fd21f#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.52,
        "y": 0.35
      },
      "kind": "list",
      "text": "1q 2022 highlights; $118 million of new loan originations; $350 million of unused capacity",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0717a7fe-5d7e-47ec-831a-0e0d72d70127",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.05,
        "y": 0.35
      },
      "kind": "list",
      "text": "impacts to the ecommerce segment; Ecommerce segment will include captive financing; Ecommerce product revenue will include gains on securitizations; Minimal impact to 1Q results",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4739692e-8d12-4ae2-bd98-4a975b1e46aa",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.45,
        "x": 0.05,
        "y": 0.6
      },
      "kind": "list",
      "text": "new retail financing segment; Retail Financing includes UACC loans; Retail Financing revenue includes gains on securitization, servicing income, and interest income; Retail Financing expense",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6fd64c4a-f686-4a37-b557-5ff6d0b07e8f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.52,
        "y": 0.5
      },
      "kind": "list",
      "text": "finance receivables and securitization debt of uacc on-balance sheet; 2020 and 2021 historical securitizations; Legacy dealership loans run off in 18 months; Loans/debt marked to fair value ($5.6 million exclusion from Adjusted EBITDA)",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7d1263b2-45e6-49e8-990f-ad6a15764dca",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.9,
        "x": 0.05,
        "y": 0.15
      },
      "kind": "title",
      "text": "incorporating uacc into the vroom model",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "93726f35-7dd7-4a7e-b973-e76d42335559",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.05,
        "y": 0.05
      },
      "kind": "title",
      "text": "financial highlights for uacc",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "06d1da50-8c83-4bc6-a244-b68c1029d9fe",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 13,
      "from": 9,
      "name": "Hypothesis Test",
      "slug": "42-hypothesis-test",
      "bestFor": "Strategy validation, due diligence, research presentations",
      "matchId": "eea51cbb-2bbe-4083-9697-a5f4fe4cd65c",
      "evidence": "Presentation of financial data and guidance",
      "position": 1,
      "objective": "Test the hypothesis that Vroom's plan will lead to improved financials",
      "structure": "The Hypothesis -> Test 1 (Supports/Refutes) -> Test 2 (Supports/Refutes) -> Conclusion (Validated/Pivoted)",
      "confidence": 0.6,
      "description": "State a hypothesis upfront, then systematically prove or disprove it with evidence"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}