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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 59 slides",
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  "presentationDate": "2022-04-01 00:00:00",
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  "notes": "Includes a waterfall-style chart for provision components and a list of positive/negative drivers for the outlook.",
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      "text": "Provision components $M",
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      "text": "Q1'22 activity: Excellent credit performance marked by low gross charge-offs ($18M), strong recoveries ($10M) and declining NPLs ($72M, -$19M QoQ). Provision primarily driven by a $19M increase in performing and unfunded reserves for robust growth and $6M net credit losses, partially offset by a $15M decrease in specific reserves from repayments and credit upgrades",
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      "text": "1. Q1'21 included an $80M net charge-off related to an isolated GFB potential fraud incident. Less this $80M net charge-offs were $1M and net charge-offs were 0.09%. 2. Net loan charge-offs as a percentage of average total loans (annualized). 3. Non-performing loans as a percentage of period-end total loans.",
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      "text": "Excellent credit performance – well-positioned to withstand potential impacts of prolonged public market volatility; Maintaining 15-35 bps FY’22 NCO outlook",
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