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  "documentTitle": "Signature Bank | Results Presentation Deck | 32 slides",
  "authorId": "signature-bank",
  "authorName": "Signature Bank",
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  "presentationDate": "2022-04-01 00:00:00",
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  "pageNumber": 27,
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  "nDataPoints": 44,
  "notes": "Includes a specific callout for 'Taxi Medallion Losses' between 2016-2018.",
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      "kind": "chart",
      "text": "Total Net Charge offs / Average Loans",
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      "text": "History of Superior Credit Quality: Our philosophy at Signature Bank starts with the executive management team’s conservative credit culture and emanates throughout the organization. We hire experienced bankers with a known and proven track record. The combination of our veteran banking teams coupled with our high-quality and experienced senior underwriters have led to two decades of outperformance relative to the industry. The Bank has experienced an average annual net charge off ratio of 0.25 percent since its founding in 2001, versus 0.91% for Top 50 US Banks(1) by asset size over the same period",
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      "text": "1) Source: S&P Global Market Intelligence as of 12/31/2021, top 50 US Banks by asset size excluding foreign banks and non-lending institutions. 2) Signature Bank’s losses from 2016 – 2018 were predominantly due to taxi medallion write-downs.",
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      "kind": "title",
      "text": "Loan Portfolio – Strong Credit History",
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      "evidence": "The deck presents a problem statement related to payments innovation and provides a solution.",
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