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  "documentTitle": "Pathward Financial | Results Presentation Deck | 18 slides",
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  "authorName": "Meta Financial Group",
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  "presentationDate": "2022-04-01 00:00:00",
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  "notes": "Includes a mix of bar charts, a pie chart, and a combo chart (bar/line) to illustrate interest rate risk metrics.",
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      "text": "12-Month Interest Rate Sensitivity from Base Net Interest Income",
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      "kind": "paragraph",
      "text": "Focus is on selectively adding investment portfolio duration to improve yield and protect margin against falling rates. Interest rate risk shows asset sensitive balance sheet; net interest income modeled under an instantaneous, parallel rate shock and a gradual parallel ramp. Management employs rigorous modeling techniques under a variety of yield curve shapes, twists and ramps.",
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      "text": "1 Fixed rate securities, loans and leases are shown for contractual periods.",
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      "kind": "title",
      "text": "INTEREST RATE RISK MANAGEMENT",
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