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  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 25 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-03-01 00:00:00",
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  "density": "balanced",
  "nDataPoints": 21,
  "notes": "The chart shows a downward trend in NIM across all categories from 1Q20 to 4Q21.",
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  "slideHref": "/slides/019de072-5064-725b-94e7-c1e581aaf12a/22",
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      "kind": "chart",
      "text": "Line chart showing NIM trends for CPF GAAP, Peers, and CPF Excl PPP",
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      "text": "NIM impacted by low interest rate environment and excess liquidity. Cost of total deposits currently just 0.06%. Balance sheet is slightly asset sensitive (+100 bps shock estimated to increase NII by 4%) and deposit betas are anticipated to be low.",
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      "text": "* Normalized to exclude PPP impact, refer to slide 25 for additional details.",
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      "kind": "title",
      "text": "Net Interest Margin & Rate Sensitivity",
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