{
  "docId": "019de072-3659-72c5-a358-6fd43c930d52",
  "docSlug": "4929d5c9ab06b3f52c156a51c32ae37e",
  "documentTitle": "Pathward Financial | Investor Presentation Deck | 24 slides",
  "authorId": "pathward-financial",
  "authorName": "Meta Financial Group",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 19,
  "pageCount": 24,
  "prevPage": 18,
  "nextPage": 20,
  "slideType": "unfair_advantage",
  "function": "present_solution",
  "density": "dense",
  "nDataPoints": 1,
  "notes": "The slide uses a process-flow diagram to show how these three elements combine to create a barrier to entry.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de072-3659-72c5-a358-6fd43c930d52/19",
  "deckHref": "/decks/019de072-3659-72c5-a358-6fd43c930d52",
  "deckJsonHref": "/decks/019de072-3659-72c5-a358-6fd43c930d52.json",
  "deckAnchorHref": "/decks/019de072-3659-72c5-a358-6fd43c930d52#slide-19",
  "components": [
    {
      "bbox": {
        "h": 0.3,
        "w": 0.24,
        "x": 0.71,
        "y": 0.35
      },
      "kind": "callout",
      "text": "Durbin Threshold: $10B asset threshold deters new entrants",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b43b0679-1dbd-494f-a672-a0d829681e55",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.5,
        "w": 0.9,
        "x": 0.05,
        "y": 0.28
      },
      "kind": "diagram",
      "text": "Three-step process flow showing BSA/AML Compliance, National Bank, and Durbin Threshold.",
      "attrs": null,
      "subkind": "process",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "584e0da5-9de7-47c1-b28c-20be0638461f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.28,
        "x": 0.38,
        "y": 0.44
      },
      "kind": "list",
      "text": "National Bank: MetaBank is a fiduciary who issues accounts, holds the funds, and manages the money, moving billions of dollars each day.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4f4ea8d4-e9ee-492c-a624-0ca52872d308",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.28,
        "x": 0.05,
        "y": 0.35
      },
      "kind": "list",
      "text": "BSA/AML Compliance Capabilities: State-of-the-art expertise in payments risk mitigation and compliance; Long term investments in compliance and infrastructure over 17 years",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a9994b4c-35c3-4d1d-b2db-34171a5bca0d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.9,
        "x": 0.05,
        "y": 0.05
      },
      "kind": "title",
      "text": "INVESTMENT IN COMPLIANCE AND INFRASTRUCTURE, BANK CHARTER, COMBINED WITH DURBIN THRESHOLD, CREATE A COMPELLING BANKING AS A SERVICE OFFERING",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9cc66dd6-b4cd-43cf-b8ef-98b7b5573a10",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Process flow",
      "slug": "process-flow",
      "agent": null,
      "layer": "slide",
      "matchId": "c1a9f370-da2c-4cd8-9d7f-9e3ed4c468b0",
      "evidence": "Three-step process flow showing BSA/AML Compliance, National Bank, and Durbin Threshold.",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}