{
  "docId": "019de072-0c95-768c-b59e-7c77012ff7e7",
  "docSlug": "ac1ab4e4f0c04973e4cd9843631a6d91",
  "documentTitle": "Synchrony Financial | Results Presentation Deck | 18 slides",
  "authorId": "synchrony-financial",
  "authorName": "Synchrony",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 11,
  "pageCount": 18,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 28,
  "notes": "Includes a waterfall-style bar chart and a detailed variance table.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de072-0c95-768c-b59e-7c77012ff7e7/11",
  "deckHref": "/decks/019de072-0c95-768c-b59e-7c77012ff7e7",
  "deckJsonHref": "/decks/019de072-0c95-768c-b59e-7c77012ff7e7.json",
  "deckAnchorHref": "/decks/019de072-0c95-768c-b59e-7c77012ff7e7#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.6,
        "w": 0.4,
        "x": 0.55,
        "y": 0.18
      },
      "kind": "callout",
      "text": "4Q'21 Highlights",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "98490cdd-394f-4276-ac21-ef2f40923d2f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.4,
        "x": 0.05,
        "y": 0.15
      },
      "kind": "chart",
      "text": "Other expense comparison 4Q'20 vs 4Q'21",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "48a3b4f3-1443-4793-a3e5-6f98af9fc431",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.4,
        "x": 0.55,
        "y": 0.6
      },
      "kind": "list",
      "text": "Efficiency ratio 41.1% vs. 37.1% prior year; Increase driven by higher expenses and lower revenue; Excluding $93M gain and $75M impairment, ratio would be 39.7%.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a91a44ab-6323-4436-a097-3e81733cebcd",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.4,
        "x": 0.55,
        "y": 0.23
      },
      "kind": "list",
      "text": "Other expense up 12%; Higher other expense includes $75 million related to asset impairments; Employee cost increase of $62 million; Higher purchase volume and technology investments.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b88a9cb3-696d-4411-854d-27321953b4f2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.48,
        "x": 0.02,
        "y": 0.58
      },
      "kind": "table",
      "text": "Detailed breakdown of expenses by category with B/(W) variance",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "659c84ad-b6fa-47ef-88ea-bc71a6c6f27b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.22,
        "x": 0.02,
        "y": 0.05
      },
      "kind": "title",
      "text": "Other Expense",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4a8c9fd1-b5b0-4d4c-9c95-82d015d4f48f",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "0ef63acc-b373-42a7-b7d1-60f3cd259942",
      "evidence": "The slide contains a detailed breakdown of expenses by category with B/(W) variance.",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 12,
      "from": 6,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "a1d648ad-882d-4efd-bb11-a9ad7edc63c0",
      "evidence": "Slides 6-12 provide detailed financial metrics, implying that not acting or investing in Synchrony could result in missed opportunities",
      "position": 0,
      "objective": "Highlighting the importance of Synchrony's financial performance",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}