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  "notes": "MCR stands for Medical Cost Ratio. CA likely refers to the company's specific model (e.g., Care Advantage).",
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      "text": "Based on data from the first nine months of 2021. Incurred MCR is a non-GAAP financial measure that excludes prior period development from GAAP MCR. A reconciliation of Incurred MCR (Non-GAAP) to GAAP MCR is provided on the last slide of this presentation.",
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      "text": "The software-defined physician drives healthcare efficiency",
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