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  "presentationDate": "2022-01-01 00:00:00",
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  "notes": "Includes detailed footnotes explaining the adjustments made for PPP exclusions.",
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      "text": "The Company believes the following non-GAAP financial measures provides useful information about our operating results and enhances the overall understanding of our past performance and future performance.",
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      "text": "1. Net interest income excludes PPP interest income less an assumed funding cost... 2. Net interest income shown on a taxable equivalent basis. 3. Net interest margin calculation annualizes net interest income...",
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