{
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  "docSlug": "cb2c38bc12d9c011b705c3ba20ef1583",
  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 10 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-01-01 00:00:00",
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  "notes": "The diagram illustrates a hub-and-spoke model where the BaaS platform acts as the intermediary between the core banking system and various fintech partners.",
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      "kind": "diagram",
      "text": "Diagram showing flow between Customer, Fintechs, BaaS Platform, and CPB Core Banking.",
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      "text": "“One-Two Punch”: Significant growth and financial success in Hawaii + mainland BaaS business with great potential. Transformation process began in 2019 with investment in technology which has paid off with our mobile app now rated 4.8 out of 5 on Apple & Android. Enables CPF to address the “other 99%” of the U.S. banking market, and generate additional revenue. Focus on highly strategic customized fintech offerings (differentiated products vs. standardized services).",
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      "text": "CPF BaaS Strategy",
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      "evidence": "The diagram visually represents a central platform connecting multiple fintech endpoints to a core banking system.",
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