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  "documentTitle": "South Plains Financial | Investor Presentation Deck | 35 slides",
  "authorId": "south-plains-financial",
  "authorName": "South Plains Financial",
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  "presentationDate": "2021-12-01 00:00:00",
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  "pageNumber": 13,
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  "notes": "The slide uses a three-part horizontal bar to frame the company's philosophy.",
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      "text": "Prudence, Disciplined Underwriting, Flexibility",
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      "text": "Loan relationships in excess of an individual officers lending authority up to $3 million may be approved with joint authorities of the market president and senior credit officer. Loan relationships over $3 million are approved by our Executive Loan Committee. New loans over $5 million to a relationship over $20 million are reported to the Board Credit Risk Committee. These limits are reviewed periodically by the Company's Board of Directors. We believe that our credit approval process provides for thorough underwriting and efficient decision making",
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      "text": "In Our Decision Making and Responsiveness to Customers",
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      "text": "Striking a Balance Between:",
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      "text": "Loan Approval Process",
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