{
  "docId": "019de071-ef43-70a7-b3c1-3fbc7e91ccd5",
  "docSlug": "aecff4b89c0a292ec99bf5d65708a5f8",
  "documentTitle": "South Plains Financial | Investor Presentation Deck | 35 slides",
  "authorId": "south-plains-financial",
  "authorName": "South Plains Financial",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2021-12-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 11,
  "pageCount": 35,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "unfair_advantage",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 0,
  "notes": "Section number '3' badge in the upper-left, branded red/gray palette, six benefit boxes in a 2x3 grid, closing red-bordered callout summarizing the unique positioning, page numbered '11' bottom-right.",
  "elementsJson": null,
  "metadataConfidence": 0.85,
  "imagePath": null,
  "slideHref": "/slides/019de071-ef43-70a7-b3c1-3fbc7e91ccd5/11",
  "deckHref": "/decks/019de071-ef43-70a7-b3c1-3fbc7e91ccd5",
  "deckJsonHref": "/decks/019de071-ef43-70a7-b3c1-3fbc7e91ccd5.json",
  "deckAnchorHref": "/decks/019de071-ef43-70a7-b3c1-3fbc7e91ccd5#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.07,
        "w": 0.9,
        "x": 0.05,
        "y": 0.83
      },
      "kind": "callout",
      "text": "We believe we are the only community bank of our size and in our market area to implement such a comprehensive enterprise risk management system",
      "attrs": {
        "style": "red-bordered banner"
      },
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ead47273-5329-4842-9c00-624dba63adea",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.07,
        "w": 0.18,
        "x": 0.04,
        "y": 0.91
      },
      "kind": "image",
      "text": "South Plains Financial, Inc.",
      "attrs": null,
      "subkind": "logo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d1ed9daf-2e36-40a7-8238-74c7a9c955ad",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.9,
        "x": 0.05,
        "y": 0.21
      },
      "kind": "list",
      "text": "This system delivers a systematic approach to risk measurement and enhances the effectiveness of risk management across the institution | Integrating this system into our culture and strategic decision making has improved all functional areas of the business | Significantly improved asset quality by enhancing our underwriting process, and establishing a specific credit appetite that aligns to the broader enterprise risk management framework | Has provided a process to quickly detect and address potential problems in our loan portfolio, greatly improving our ability to manage through the COVID-19 pandemic | We have also implemented monitoring and controls for other functional areas such as: Information security and technology, vendor management, liquidity, interest rate risk, compliance, and company reputation | The ERM program has positioned our Company to better consummate acquisitions with less risk and increased cost savings",
      "attrs": {
        "layout": "2x3 grid",
        "color_scheme": "alternating red/gray boxes"
      },
      "subkind": "comparison",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6084f658-674c-49fa-952d-cfb065146f77",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.07,
        "w": 0.86,
        "x": 0.06,
        "y": 0.12
      },
      "kind": "paragraph",
      "text": "We implemented a rigorous enterprise risk management (\"ERM\") system in the aftermath of the financial crisis, and view this development as a defining event for our institution",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "84d87eb9-33b9-47ff-a38c-7807fdbaaa24",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.07,
        "w": 0.6,
        "x": 0.06,
        "y": 0.03
      },
      "kind": "title",
      "text": "Enterprise Risk Management",
      "attrs": {
        "section_number": "3"
      },
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e65dbb1a-1a7d-4f80-887c-54fd49e3750c",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 14,
      "from": 11,
      "beatId": "ffecb24b-9fb5-49d9-a5ed-c9f27b2ecb77",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Problem & Complication",
      "beatSlug": "consultants-gambit-problem-complication",
      "evidence": "The unfair advantage and credit culture sections highlight the company's unique strengths and challenges.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 14,
      "from": 11,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "8b9a4e9d-a2d4-4fef-80f7-615ccb3654fd",
      "evidence": "The unfair advantage and credit culture sections imply that not investing could mean missing out on a unique opportunity.",
      "position": 1,
      "objective": "What are the consequences of not investing in South Plains Financial?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}