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  "documentTitle": "Clover Health | Investor Presentation Deck | 28 slides",
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  "authorName": "Clover Health",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2021-11-01 00:00:00",
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  "notes": "The chart is a waterfall-style visualization of MCR (Medical Cost Ratio) components.",
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      "text": "In our second quarter of operations, our initial roll-out of clinical programs and COVID mean reversion has driven a 900bp+ improvement in MCR sequentially, yielding a DC Margin of 102.4% for Q3. We believe this sets us up well to drive strong margins in the quarters to come.",
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      "text": "Illustrative Savings Opportunity waterfall chart showing baseline MCR, savings guarantee, savings potential, and resulting DCE potential.",
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      "text": "MCR: Drive to near 100% Clover Assistant Coverage; Drive clinical value (~1500 bps of identified potential) through CA and our operations. OpEx: Significantly reduced CAC compared to MA; Significantly reduced non-growth OpEx.",
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      "kind": "title",
      "text": "DC Presents Another Opportunity To Leverage The Clover Assistant To Drive Strong Economics",
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