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  "notes": "Includes footnotes regarding market treasury allocations, hyperinflation, and RoTE calculation methodology.",
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      "text": "1. Includes Markets Treasury allocations, Holdings interest expense and Argentina hyperinflation. 2. RoTE by global business excludes significant items and the UK bank levy. For a reconciliation of reported to alternative performance measures, see the HSBC Holdings plc Annual Report and Accounts 2020",
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