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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 57 slides",
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  "presentationDate": "2021-04-01 00:00:00",
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  "notes": "The waterfall chart shows the bridge from 569M to 497M in ACL, highlighting the impact of improved Moody's economic scenarios.",
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      "text": "vs. ~6% average Early-Stage NCOs over 2008-2010",
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      "text": "Moody's March forecasts (40% baseline, 30% downside, 30% upside). Improved model economic scenarios (Baseline: Peak unemployment of ~6% in Q1'21 and 1 year GDP growth of 5%). Loss modeling does not include impact of fiscal stimulus or relief programs",
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      "text": "Detailed breakdown of ACL by portfolio segment and change drivers",
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      "text": "Improved model economic scenarios drove reserve release",
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