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  "documentTitle": "Pathward Financial | Results Presentation Deck | 33 slides",
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  "presentationDate": "2021-04-01 00:00:00",
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  "notes": "Includes specific commentary on ACL coverage ratios and NCO composition.",
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      "kind": "disclaimer",
      "text": "Non-GAAP measures, see appendix for reconciliations.",
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      "text": "ACL 228% of nonperforming loans; Legacy community bank hospitality and theater exposures ACL coverage of 5.70%; Small ticket equipment finance ACL coverage of 5.30%",
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      "text": "Credit quality remains strong. Allowance for credit losses (\"ACL\") $98.9 million, or 2.70% of total loans and leases as of March 31, 2021.",
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