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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 17 slides",
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  "notes": "The table adjusts GAAP figures by removing PPP-related interest income, loan fees, and loan balances to arrive at normalized figures.",
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      "text": "1. Net interest income excludes PPP interest income less an assumed funding cost... 2. Net interest income shown on a taxable equivalent basis. 3. Net interest margin calculation annualizes...",
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      "text": "The Company believes the following non-GAAP financial measures provides useful information about our operating results and enhances the overall understanding of our past performance and future performance.",
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