{
  "docId": "019de070-96e6-75bc-8807-4ff398e8b83d",
  "docSlug": "6468d269c07463892e1af06857861115",
  "documentTitle": "Pathward Financial | Results Presentation Deck | 30 slides",
  "authorId": "pathward-financial",
  "authorName": "Meta Financial Group",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2021-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 21,
  "pageCount": 30,
  "prevPage": 20,
  "nextPage": 22,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 32,
  "notes": "The slide compares data between Dec 31, 2020 and Sept 30, 2020, with a bar chart showing trends from 1Q20 to 1Q21.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de070-96e6-75bc-8807-4ff398e8b83d/21",
  "deckHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d",
  "deckJsonHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d.json",
  "deckAnchorHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d#slide-21",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.04,
        "y": 0.525
      },
      "kind": "chart",
      "text": "Past Due Loans & Leases + COVID-19 Modifications & Deferrals bar chart",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e65ae7e2-8026-4440-8e24-3300bf94659f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.12,
        "w": 0.45,
        "x": 0.04,
        "y": 0.34
      },
      "kind": "list",
      "text": "The Company continues to place significant focus on hospitality and movie theater loans as well as small ticket equipment finance relationships. Working with borrowers on a case-by-case basis. Most hospitality loans that were on deferral are back to P&I payments.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e3aaf889-4830-4de4-ae1f-fb913e78daaf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.04,
        "y": 0.18
      },
      "kind": "paragraph",
      "text": "Portfolio showing strong improvement in COVID-related modifications and deferrals. Excluding PPP loans, active deferments and modifications decreased from $193.3, or 6% of total gross loans and leases at September 30, 2020 to $85.3 million or 3% of total gross loans at December 31, 2020.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5f6b4dbb-87b1-466f-bf19-66906df70b26",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.58,
        "x": 0.04,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "1 Small ticket equipment finance includes balances of $16.0 million in term lending and $0.5 million in lease receivables.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f93a3e71-9835-4d7d-b832-e5a41c4ee38a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.38,
        "w": 0.43,
        "x": 0.53,
        "y": 0.295
      },
      "kind": "table",
      "text": "ACTIVE COVID-19 LOAN AND LEASE MODIFICATIONS AND DEFERRALS table",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "02e4eb47-f01e-432b-822b-102f03de4b31",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.26,
        "x": 0.04,
        "y": 0.06
      },
      "kind": "title",
      "text": "ASSET QUALITY",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4214472a-1907-4477-a103-53f13ad148c7",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "a7b1c964-2bc8-4eef-9e7e-06e5036b28c9",
      "evidence": "table/data: ACTIVE COVID-19 LOAN AND LEASE MODIFICATIONS AND DEFERRALS table",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 23,
      "from": 19,
      "beatId": "f5faa407-dadb-4f95-a78c-568f44a67006",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "The deck provides financial metrics and KPIs",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}