{
  "docId": "019de070-96e6-75bc-8807-4ff398e8b83d",
  "docSlug": "6468d269c07463892e1af06857861115",
  "documentTitle": "Pathward Financial | Results Presentation Deck | 30 slides",
  "authorId": "pathward-financial",
  "authorName": "Meta Financial Group",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2021-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 20,
  "pageCount": 30,
  "prevPage": 19,
  "nextPage": 21,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 30,
  "notes": "Includes specific commentary on theater and equipment finance portfolio impacts.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de070-96e6-75bc-8807-4ff398e8b83d/20",
  "deckHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d",
  "deckJsonHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d.json",
  "deckAnchorHref": "/decks/019de070-96e6-75bc-8807-4ff398e8b83d#slide-20",
  "components": [
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.04,
        "y": 0.14
      },
      "kind": "chart",
      "text": "Nonperforming Assets (NPAs)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "81e166b6-7f93-4dcd-9b35-69ee84fb569f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.52,
        "y": 0.14
      },
      "kind": "chart",
      "text": "Adjusted Net Charge-Offs (NCOs)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a50fe450-2df9-4d1c-96e8-f9d5fcf27894",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.04,
        "y": 0.52
      },
      "kind": "chart",
      "text": "Nonperforming Loans (NPLs)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "dead2051-d6d0-4d41-9189-c0f70a2a52b6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.52,
        "y": 0.55
      },
      "kind": "list",
      "text": "Credit quality remains strong. Allowance for credit losses (ACL) $72.4 million, or 2.10% of total loans and leases as of December 31, 2020. ACL 171% of nonperforming loans. Legacy community bank hospitality and theater exposures ACL coverage of 5.80%.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e97a547c-27a9-4351-9569-0ac0369c9456",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.3,
        "x": 0.02,
        "y": 0.95
      },
      "kind": "source-note",
      "text": "Non-GAAP measures, see appendix for reconciliations.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6826a8ac-1d3c-4eda-971e-b5c01f4f2d0c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.26,
        "x": 0.04,
        "y": 0.06
      },
      "kind": "title",
      "text": "ASSET QUALITY",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4d526c11-2cea-407a-8f4f-358951853936",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 23,
      "from": 19,
      "beatId": "f5faa407-dadb-4f95-a78c-568f44a67006",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "The deck provides financial metrics and KPIs",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}