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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 27 slides",
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  "notes": "Includes normalized metrics for net interest margin and efficiency ratio to account for PPP impact and one-time expenses.",
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      "text": "* Normalized to exclude PPP impact, refer to slide 26 for additional details. ** Normalized to exclude one-time expenses, refer to slide 27 for additional details.",
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      "text": "Strong Pre-tax, Pre-provision earnings; Mortgage banking business continues to outperform; One-time expenses impacted 4Q; Solid liquidity and capital; balance sheet well positioned; Committed to supporting our employees, customers and community",
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