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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 27 slides",
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  "authorName": "Central Pacific Financial",
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  "presentationDate": "2021-01-01 00:00:00",
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  "notes": "The donut chart shows a total of $551MM, but the sum of $80MM and $471MM is $551MM. The 11% label in the center is unclear in context of the 15%/85% split.",
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      "text": "OUTSTANDING BALANCE AS OF 12/31/2020 $ IN MILLIONS",
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      "text": "100% in Hawaii; 85% on Oahu\n50% of loan balance are lines/loans <$250 thousand\nAverage outstanding loan amount of $143,000\n56% are 1st mortgages\n19% are 2nd mortgages behind CPB 1st mortgage\nWA CLTV 63%\nWA FICO 770\nTotal undrawn commitments of $555MM",
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      "text": "1 Based on LTV at origination.",
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      "text": "Home Equity",
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      "text": "LOAN PORTFOLIO DETAILS",
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