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  "documentTitle": "Pathward Financial | Results Presentation Deck | 26 slides",
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  "authorName": "Meta Financial Group",
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  "presentationDate": "2020-11-01 00:00:00",
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  "notes": "The slide tracks the impact of COVID-19 on loan portfolios, highlighting a decrease in modifications and deferrals from 3Q20 to 4Q20.",
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      "text": "Past Due Loans & Leases + COVID-19 Modifications & Deferrals",
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      "text": "Monitoring and placing limits on originations to higher risk industries and customers, and tightened underwriting standards.\nThe Company has placed significant focus on hospitality and movie theater loans as well as small ticket equipment finance relationships.",
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      "text": "Excluding PPP loans, active deferments and modifications decreased from $327, or 10% of total gross loans and leases at June 30, 2020 to $193 million or 6% of total gross loans at September 30, 2020.",
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      "text": "There were 153 active modifications for small ticket equipment finance¹ relationships representing $21.8 million in balances.",
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      "text": "¹ Small ticket equipment finance includes balances of $19.6 million in term lending and $2.2 million in lease receivables.",
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      "text": "COVID-19 LOAN AND LEASE MODIFICATIONS AND DEFERRALS September 30, 2020",
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