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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 56 slides",
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  "authorName": "SVB Financial Group",
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  "presentationDate": "2020-08-01 00:00:00",
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  "notes": "The slide uses a waterfall chart to explain the delta in ACL between two quarters, followed by a detailed breakdown table.",
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      "kind": "callout",
      "text": "vs. ~6% average Early-Stage NCOs over 2008-2010",
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      "text": "Moody’s June forecasts (40% baseline, 30% downside, 30% upside). Baseline economic scenario assumes 10% peak unemployment in Q1’21 and ~0% GDP growth in Q4’20 and Q1’21. Loss modeling does not include impact of current deferral or relief programs",
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