{
  "docId": "019de070-423a-721a-8368-d6f490353542",
  "docSlug": "927497952bbef776d8ba5aecde000a4d",
  "documentTitle": "Old Second Bancorp | Shareholder Engagement Presentation Deck | 25 slides",
  "authorId": "old-second-bancorp",
  "authorName": "Old Second Bancorp",
  "documentKindSlug": "shareholder-letter",
  "documentKindLabel": "Shareholder letter",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2020-08-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 16,
  "pageCount": 25,
  "prevPage": 15,
  "nextPage": 17,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 48,
  "notes": "The chart shows a significant dip in pre-tax income in Q1 2020, explained by a $10.1 million provision for credit losses.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de070-423a-721a-8368-d6f490353542/16",
  "deckHref": "/decks/019de070-423a-721a-8368-d6f490353542",
  "deckJsonHref": "/decks/019de070-423a-721a-8368-d6f490353542.json",
  "deckAnchorHref": "/decks/019de070-423a-721a-8368-d6f490353542#slide-16",
  "components": [
    {
      "bbox": {
        "h": 0.5,
        "w": 0.45,
        "x": 0.1,
        "y": 0.32
      },
      "kind": "chart",
      "text": "Income Statement Trends",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9c5cc90e-2286-4f14-b39f-9abc3e67edf3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.35,
        "x": 0.6,
        "y": 0.32
      },
      "kind": "list",
      "text": "Revenue Drivers: Focus on quality loan growth, Fee income streams, Maintain core deposit franchise, Pretax income reduction in YTD 2020 due to $10.1 million pretax provision for credit losses",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4828f969-9611-42a0-9a12-60f0a46c43c5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.35,
        "x": 0.6,
        "y": 0.55
      },
      "kind": "list",
      "text": "Expense Reduction Drivers: Growth drivers largely captured in recent expense run rate, Significant investments in risk management, Marginal funding costs in line with yield expansion",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9d8b435b-4ffe-4669-8935-23959d72ab5f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.7,
        "x": 0.1,
        "y": 0.22
      },
      "kind": "paragraph",
      "text": "Balance sheet growth, cost of funds improvement and stability in noninterest expense helped drive improved core earnings over the last four years",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a809b43a-f2cc-4d75-a537-4a5930ac5fa0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.6,
        "x": 0.1,
        "y": 0.9
      },
      "kind": "source-note",
      "text": "(1) Denotes a non-GAAP financial measure. Refer to the Appendix for a reconciliation of non-GAAP financial measures. Source: Company filings.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b0a59bf7-17f4-4a7b-8550-369d8523f3db",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.08,
        "y": 0.08
      },
      "kind": "title",
      "text": "Core Earnings Stability",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "988c1be0-ff87-4009-8624-82f52bab7cce",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 20,
      "from": 12,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "90347d3e-f905-4b1c-9431-dcf630f031a4",
      "evidence": "The sequence of slides builds a logical argument for the company's approach",
      "position": 0,
      "objective": "To demonstrate the logic behind the company's strategic focus",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.7,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}