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  "documentTitle": "Lemonade | Results Presentation Deck | 16 slides",
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  "presentationDate": "2020-08-01 00:00:00",
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  "notes": "The diagram uses a hierarchical flow to explain the proportional reinsurance structure.",
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      "text": "75% ceded to proportional reinsurer",
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      "text": "Property per Risk and Facultative reinsurance covers entire book. Estimated cost = ~2.5% of GEP",
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      "text": "Commission = ~25% of ceded amount",
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      "kind": "title",
      "text": "New Reinsurance Program, Effective 7/1/2020",
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