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      "text": "Returned $128 million in capital through common stock dividends",
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      "text": "Core Growth metrics(a) down due to impact of COVID-19 ... Purchase volume (13)%, Loan receivables (3)%, Average Active Accounts (5)%, Interest and fees on loans (7)%",
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      "text": "(a) Growth Metrics shown above on a Core basis are non-GAAP measures and excludes from both the prior year and the current year amounts related to the Walmart and Yamaha portfolios, sold in October 2019 and January 2020, respectively. See non-GAAP reconciliation in the appendix.",
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