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  "documentTitle": "Pathward Financial | Results Presentation Deck | 26 slides",
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  "authorName": "Meta Financial Group",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2020-07-01 00:00:00",
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  "pageNumber": 7,
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  "notes": "The slide highlights the impact of COVID-19 on loan portfolios and the bank's response in terms of allowance building and underwriting.",
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      "kind": "chart",
      "text": "Past Due Loans & Leases + COVID-19 Modifications & Deferrals",
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      "text": "Allowance build as a result of COVID-19 modifications and deferrals as well as economic uncertainty. Monitoring and placing limits on originations to higher risk industries and customers. Tightened underwriting standards. Working with customers to assess credit situations and needs.",
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      "text": "As of June 30, 2020, $292.2 million of outstanding balances had active short-term payment deferrals and $34.6 million of outstanding balances had other COVID-19 related modifications, representing 9% of total loans and leases.",
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      "text": "Small ticket equipment finance includes balances of $60.5 million in term lending and $6.5 million in lease receivables.",
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