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  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 27 slides",
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  "presentationDate": "2020-07-01 00:00:00",
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  "notes": "The slide tracks operational efficiency through expense breakdown and a rolling efficiency ratio.",
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      "text": "Non-interest Expense ($M)",
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      "text": "Continued focus on expense control and driving positive operating leverage. 2Q'20 non-interest expense included $0.42 million of branch closure costs and $0.35 million of conversion related expenses. Eight branch closings by July 31, 2020. Opportunities exist.",
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