{
  "docId": "019de070-2ced-71cf-9bde-a9e63b17253a",
  "docSlug": "84eb714f4a17d1e38b2d7c126b88c189",
  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 22 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial Corp",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2020-07-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 7,
  "pageCount": 22,
  "prevPage": 6,
  "nextPage": 8,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 12,
  "notes": "The central text 'Owner Occupied $233MM 5%' seems to refer to a specific subset or characteristic of the portfolio, though the donut chart segments sum to 100%.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de070-2ced-71cf-9bde-a9e63b17253a/7",
  "deckHref": "/decks/019de070-2ced-71cf-9bde-a9e63b17253a",
  "deckJsonHref": "/decks/019de070-2ced-71cf-9bde-a9e63b17253a.json",
  "deckAnchorHref": "/decks/019de070-2ced-71cf-9bde-a9e63b17253a#slide-7",
  "components": [
    {
      "bbox": {
        "h": 0.6,
        "w": 0.35,
        "x": 0.15,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Donut chart showing Industrial (50%), Commercial & Office (24%), Retail (11%), Other (10%), and Restaurant (5%)",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a603f101-2867-4ffa-a034-05112b696d82",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.45,
        "w": 0.32,
        "x": 0.64,
        "y": 0.3
      },
      "kind": "list",
      "text": "Strong borrowers that operate out of their own properties; Well-collateralized with WA LTV of 66%; 77% secured in Hawaii and 23% in Mainland; Long term relationships averaging 14 years; Average outstanding loan amount of $1.2MM; Criticized loan exposure of 0.8%",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c274448f-70f1-4828-9d97-5a05f41f5a8e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.2,
        "x": 0.22,
        "y": 0.48
      },
      "kind": "paragraph",
      "text": "Owner Occupied $233MM 5%",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "db342844-00e6-4cd2-b7d2-93ad2309c7a8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.2,
        "x": 0.64,
        "y": 0.77
      },
      "kind": "source-note",
      "text": "1Based on LTV at origination.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "56293665-c5d7-4611-8d58-53bce2040277",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.8,
        "x": 0.08,
        "y": 0.08
      },
      "kind": "title",
      "text": "COMMERCIAL REAL ESTATE – PROPERTY TYPE COMPOSITION",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "025eb327-cf48-46d8-8d27-6007a6410545",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.25,
        "x": 0.64,
        "y": 0.26
      },
      "kind": "title",
      "text": "Loan Portfolio Details",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8cf5452d-59f2-40a4-8237-076ff40a9aec",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 14,
      "from": 3,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "c1abf4c2-c37d-467d-b990-19dc02209235",
      "evidence": "The company highlights the impact of COVID-19 on customer behavior and loan payment deferrals.",
      "position": 0,
      "objective": "The cost of inaction during the pandemic",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}