{
  "docId": "019de070-0880-7644-89a9-3caab8c55510",
  "docSlug": "d43377c71b7b952224d2e297ebde2d87",
  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 27 slides",
  "authorId": "independent-bank-corp",
  "authorName": "Independent Bank Corp",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2020-04-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 12,
  "pageCount": 27,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 22,
  "notes": "The slide uses two donut charts to visualize the composition of a $1.182 billion total commercial portfolio, split into $698M (C&I/owner occupied) and $483M (investment real estate).",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de070-0880-7644-89a9-3caab8c55510/12",
  "deckHref": "/decks/019de070-0880-7644-89a9-3caab8c55510",
  "deckJsonHref": "/decks/019de070-0880-7644-89a9-3caab8c55510.json",
  "deckAnchorHref": "/decks/019de070-0880-7644-89a9-3caab8c55510#slide-12",
  "components": [
    {
      "bbox": {
        "h": 0.5,
        "w": 0.4,
        "x": 0.08,
        "y": 0.2
      },
      "kind": "chart",
      "text": "Loans by Industry as a % of Total Commercial Loans ($ in millions)",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "790bfeb8-e209-4748-b80d-8322331b2336",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.5,
        "w": 0.4,
        "x": 0.52,
        "y": 0.2
      },
      "kind": "chart",
      "text": "Investor RE by Collateral Type as a % of Total Commercial Loans ($ in millions)",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e2a5be90-95da-489b-bdd8-b1ece14522e9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.8,
        "x": 0.1,
        "y": 0.74
      },
      "kind": "paragraph",
      "text": "$698 million, or 59% of the commercial loan portfolio is C&I or owner occupied, while $483 million, or 41% is investment real estate.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a4c8891f-5748-4c91-bf2b-7dda76ad43fe",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.5,
        "x": 0.09,
        "y": 0.86
      },
      "kind": "source-note",
      "text": "Percentage concentrations are based on the entire commercial portfolio of $1,182 million.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f7390f34-4603-4f2b-aaf6-0e374366b0e0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.6,
        "x": 0.09,
        "y": 0.1
      },
      "kind": "title",
      "text": "Loan Portfolio Concentrations by Industry",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "de63afc9-0a66-4f86-8f19-66f3f83756cc",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 20,
      "from": 6,
      "beatId": "76209cd1-778e-4091-8fee-7118bd25d78b",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The presentation provides detailed financial highlights, metrics, and analysis to demonstrate satisfaction.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 20,
      "from": 6,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "bb44fe05-39a5-4130-a37f-54167b8a28c0",
      "evidence": "The presentation provides financial metrics and analysis to demonstrate the bank's resilience.",
      "position": 0,
      "objective": "What are the financial implications of not taking action during the pandemic?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.7,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}