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  "documentTitle": "Fannie Mae & Freddie Mac (FNMA/FMCC)",
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  "authorName": "William Ackman",
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      "text": "As home values increase over time and mortgages amortize, the borrower's equity increases and the GSEs' credit guarantee become even lower risk",
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      "text": "Single-Family Guarantee Business: Low-Risk (Cont.)",
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