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  "documentTitle": "Aegon Ltd. (AEG)",
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      "text": "IUL's are a type of permanent life insurance that offer both a death benefit and a cash value component whose performance is linked to a stock market index. Some believe IULs carry many advantages over competing insurance products.",
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      "text": "Key Features: Permanent coverage, flexible premiums, cash value growth, fixed interest options, minimum interest rate guarantees (8%-12% caps), and premium coverage.",
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