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  "documentTitle": "Aegon Ltd. (AEG)",
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  "presentationDate": "2024-12-16 00:00:00",
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      "kind": "callout",
      "text": "In 2020, FINRA found that Transamerica failed to properly supervise its agents, noting that agents' recommendations to clients contained materially inaccurate information or omitted essential details.",
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      "text": "SUPERVISE MUTUAL FUND SALES TO ENSURE THAT ELIGIBLE CUSTOMERS WHO PURCHASED MUTUAL FUND SHARES RECEIVED THE BENEFIT OF APPLICABLE SALES CHARGE WAIVERS...",
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      "text": "WITHOUT ADMITTING OR DENYING THE FINDINGS, THE FIRM CONSENTED TO THE SANCTIONS AND TO THE ENTRY OF FINDINGS THAT IT FAILED TO REASONABLY SUPERVISE ITS REGISTERED REPRESENTATIVES' VARIABLE ANNUITY SALES...",
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      "text": "THE FIRM FAILED TO PROVIDE ADEQUATE TRAINING TO ITS REPRESENTATIVES REGARDING HOW TO COMPLETE DISCLOSURE FORMS THAT WERE REQUIRED WHEN RECOMMENDING A VARIABLE ANNUITY EXCHANGE AND FAILED TO PROVIDE ADEQUATE TRAINING TO SUPERVISORS REGARDING HOW THEY SHOULD VERIFY THE INFORMATION ON THE DISCLOSURE FORMS — FINRA Findings",
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      "text": "Source: Transamerica BrokerCheck, Red Line Emphasis By Spruce Point",
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      "text": "Transamerica Agents Have A History Of Lacking Discipline",
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