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  "documentTitle": "Sunnova Energy International Inc. (NOVA)",
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  "notes": "Includes a chart from Consumer Reports illustrating the break-even points for different solar financing methods.",
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      "text": "Relative to leases or PPAs, purchases made with a loan are better off from day 1",
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      "text": "Cash customers are better off after 5 years",
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      "text": "A LOOK AT WHAT YOU LOSE BY LEASING",
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      "text": "Cash: Buying your solar electric system outright is best. Home Equity Loan: If you need to finance your solar panel purchase, the most cost-effective way to do it is to use a home equity loan. Solar Loan: There are unsecured and secured solar loans.",
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      "text": "We believe in the long-run, customers should favor the purchase that allows them to capture the greatest financial savings, along with providing greater flexibility. While cash purchases provide the greatest long-term savings, customers are ahead of lease and PPA agreements from day 1 by financing with a loan. Sunnova has no competitive advantage, and actually could be at a disadvantage due to interest deductibility of home equity loans, relative to alternative financing options. We view loan purchases as the largest beneficiary of the lower interest rate environment.",
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      "text": "Best Ways to Pay for Your Panels",
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      "text": "Economics Support Cash Purchases & Loans",
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