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  "documentTitle": "Manulife Financial Corporation (MFC)",
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  "notes": "This page is a continuation of a legal brief or research note, focusing on the interpretation of insurance contract terms and marketing claims.",
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      "text": "Manulife’s marketing materials also contemplate premiums well in excess of life insurance premiums, which seemingly contradict its argument that “premium” should only refer to amounts paid for life insurance.",
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      "text": "3. Manulife’s Publication on Universal Life Insurance at the time the Original Policyowner purchased the contract. Mosten’s lawyers actually reference Manulife’s own marketing materials...",
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      "text": "In other words, if we were the “average insured” in Ledcor or Sabean and we received this illustration, we would clearly see that premiums were not limited and that there was an investment component to this contract.",
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      "text": "100, then, was $23,123,092 (being the $1,000,000 death benefit plus the investment savings of $22,123,092). The Illustration does not contain any indication that there was a limit to the amount that could be paid into the Contract.",
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      "text": "2. The predecessor and successor to the standard contract purchased by the Original Policyowner: Mosten’s lawyers argue Aetna (Manulife’s predecessor) purposefully removed restrictions to adding additional premiums in the current contract...",
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      "text": "“There’s a way to simplify your financial planning through one, convenient insurance solution designed to meet both your life insurance and investing needs. It’s called universal life insurance – a blend of two key financial planning elements in a single, straightforward policy.” — Manulife Marketing Material",
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      "text": "See paragraphs 161 to 172 from Mosten’s Brief of Law, dated August 17, 2018.",
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