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  "authorName": "Trian Partners",
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      "text": "EBT margin: 27.3%",
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      "text": "Source: SEC Filings. (1) Taxable equivalent adjustments and accretion allocated on a percentage of net interest revenue. (2) Allocated to segments on a percentage of revenue basis.",
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      "text": "Appendix D: Segment Level Financials",
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