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  "documentTitle": "SteadyPay used this pitch deck to raise millions to help gig economy workers",
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  "authorName": "SteadyPay",
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      "text": "SteadyPay's existing and potential competitors are extremely vulnerable to changes in the regulatory environment, while we are fully protected",
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      "text": "SteadyPay is fully licensed, having granted Consumer Credit and Payment Services, eliminating any regulatory risk.\nOther companies in the space either have no license at all or a limited license with no Consumer Credit allowance, making them highly vulnerable to the regulatory risk.\nBarriers to entry in the consumer credit field are extremely high as it takes on average more than 2 years to have an FCA Consumer Credit license granted.\nAny emerging competitor is unlikely to be able to operate at scale before they go through this process.",
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