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      "text": "The future of money is not a better bank. As much as Spotify did not build a better Sony Music and Amazon did not build a better Walmart, the convergence of money services will not be a better bank.",
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      "text": "We do not ask users to displace their money and move it to our account to enjoy our offering. People have multiple use cases of money. That is why we have so many cards in our pocket. Challenger banks are unable to answer all these use cases.",
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      "text": "The future is something different. It is an OTT convergence layer connecting all your money into one access point, agnostic of where you live, what financial services you use, or how you use them.",
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