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      "text": "Estimates of value, projected returns, or results contained in this letter are based solely upon our own subjective assessment and assumptions, which has not been independently verified, and may not represent actual current value or be indicative of future results. Any estimate of value, projected returns, or results herein should not be used for any regulatory purpose or for purposes of making any financial or other commitments. Estimates of value, projected returns, or results herein are “forward- looking statements.” All forward-looking statements are inherently uncertain as they are based on various expectations and assumptions concerning future events and they are subject to numerous known and unknown risks and uncertainties which could cause actual events or results to differ materially from those projected. Forward-looking statements are not guarantees, and they involve risks, uncertainties and assumptions. Due to those uncertainties and risks, investors are urged not to place undue reliance on written or oral forward-looking statements. Although we make such statements based on information and assumptions that we believe to be reasonable, there can be no assurance that actual results will not differ materially from those expressed in the forward-looking statements. We expressly disclaim any obligation to update any forward-looking statement in the event it later turns out to be inaccurate, whether as a result of new information.",
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