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  "documentTitle": "Boom's pitch-deck, which the credit building fintech used to raise $4.5 million",
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  "notes": "Uses a causal flow (left to right) to connect outdated payment methods to negative outcomes.",
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      "text": "Outdated options with >60% of renters still pay non-digitally (e.g. checks); No flexibility on amount or timing; No benefits despite high dollar spend",
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      "text": "Renters: Late fees, Overdrafts, Feeling that renting is money down the drain; Landlords: Only 79% of rent payments on time, Delinquency costs ~5% of annual rent",
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      "text": "Thus why the renter experience is terrible, especially so in payments",
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