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  "notes": "The diagram illustrates a stack: Bank Accounts -> Compliance Engine -> Application Logic -> End Users.",
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      "text": "By offering individually segregated accounts with an integrated ledger, we can eliminate the major pain points of reconciliation. By offering compliance as a service, we can accelerate time to market from 3-6 months to days/weeks. Note that this doesn't introduce financial crime risk – banks are always responsible, but this model enables us to be smarter about it.",
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      "text": "REDUCE COMPLEXITY WHILE ADDING VALUE",
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