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  "documentTitle": "We got a look at the pitch decks that buzzy $40 million startup HealthJoy used to snag early investors and then execute a huge strategic shift",
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  "notes": "The slide uses a 'not equal to' symbol to frame the core problem. It presents two distinct data points: 63% bankruptcy risk and 123% higher medical debt.",
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      "text": "U.S. Debt Collections Originated by Sector",
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      "text": "medical debt: 63%",
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      "text": "Debts related to medical/healthcare services are 123% greater than any other sector in the U.S.",
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      "text": "Source: Kaiser Permanente, HealthPocket, 2015",
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      "text": "Source: Consumer Financial Protection Bureau, 2014",
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      "text": "Low ACA premiums ≠ affordable healthcare",
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