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  "documentTitle": "Check out the 15-slide pitch deck Personetics;; a startup that helps banks like Santander compete with fintechs;; used to raise $85 million",
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  "authorName": "Personetics",
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  "notes": "The diagram uses a hub-and-spoke style layout to show how Open Finance encompasses various financial sectors.",
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      "text": "Insurance - Life events and contract discovery; Wealth management – Suitability and advice; Consumer Finance – Unsecured lending; Mortgage – Underwriting; Pensions – Accurate forecasting and automated advice",
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      "text": "OPEN FINANCE WILL RESHAPE FINANCIAL SERVICES OVER THE COMING DECADE – PERSONETICS WILL DRIVE USAGE",
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      "name": "Cost Of Inaction",
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      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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