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      "text": "The quantified risks are then assessed against the business threshold for what constitutes a risk of 'major concern', e.g. substantive financial. This metric is defined as 1% of total assets, which equates to a threshold of £111 million at the end of FY24.",
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      "text": "Beyond carbon dioxide, non-CO2 effects... The sensitivity of the pathway and the ability to meet our targets in the absence of different levers has been assessed to ensure there is no over-dependence on any single lever.",
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      "text": "HOW OUR PROCESSES FOR IDENTIFYING, ASSESSING AND MANAGING CLIMATE-RELATED RISKS ARE INCORPORATED INTO THE ORGANISATION'S OVERALL RISK MANAGEMENT...",
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      "text": "OUR PROCESSES FOR IDENTIFYING AND ASSESSING CLIMATE-RELATED RISKS AND OPPORTUNITIES. We work in partnership with Risilience to evaluate a range of climate change-related risks...",
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      "text": "Scenario | Current policy | Stated policy | Paris Agreement | Paris Ambition | Temperature alignment | 3°C | 2.5°C | Well below 2°C | 1.5°C | Target global emissions reduction | -50% by 2100 | -75% by 2100 | Net zero by 2050 | Net zero by 2050 | Representative concentration pathway | RCP 7.0 | RCP 4.5 | RCP 2.6 | RCP 2.6",
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      "text": "Risk | Risk owner | Compliance costs | CFO | Legal | Group General Counsel | Technology | CFO | Consumer sentiment | Chief Customer & Marketing Officer | Investor/market sentiment | CFO | Reputation | Group Markets Director",
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