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  "documentTitle": "2025 Investor Day",
  "authorId": "LendingClub",
  "authorName": "LendingClub",
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  "orientation": "landscape",
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  "notes": "The slide uses a donut chart to highlight the 45% market share and a data table to break down specific debt categories.",
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      "text": "Our target market holds 45% of U.S. non-mortgage debt.",
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      "text": "45% Our target market holds 45% of U.S. non-mortgage debt",
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      "text": "U.S. non-mortgage debt: 45%",
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      "kind": "table",
      "text": "BORROWING Category Percentage of LendingClub Members LendingClub Members vs. U.S. Adult Population Credit Card 99% +29% Private Label Credit Card 77% +42% Auto (non-LendingClub) 62% +36% Mortgage 47% +23% Student Loan 31% +18%",
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      "kind": "title",
      "text": "The Motivated Middle: High Income, High Credit Usage",
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      "arcName": "The Consultant's Gambit",
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      "evidence": "LendingClub discusses the limitations of traditional banking models and the opportunity to serve the motivated middle class",
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      "name": "Cost Of Inaction",
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      "evidence": "The presentation highlights the limitations of traditional banking models",
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