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      "text": "Karma Guarantee: The Karma Guarantee program now comprises 28% of all credit card conversions. 56% of all members are eligible for at least one Karma Guarantee offer. Karma Drive: In FY23, there was a 44% YoY increase in the number of Credit Karma members who enrolled in Karma Drive. TurboTax integration: In FY23, there was a 6x increase in the number of new Credit Karma members who filed their taxes with TurboTax Online. Credit Karma Money: We saw success from the growth of our refund advance program, with over 45% growth in the number of TurboTax Online customers who received a refund advance in a Credit Karma Money account.",
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