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  "documentTitle": "2023 Q4 Investor Presentation",
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  "notes": "The slide uses a simple multiplicative formula to explain the derivation of gross profit.",
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      "text": "Actives, inflows per active and monetization rate do not include contributions from our BNPL platform. Actives reflects monthly actives in December 2023. Inflows per active, monetization rate, and gross profit as of Q4 2023.",
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