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  "notes": "The chart tracks risk loss performance relative to specific regional interventions and external pressures like COVID.",
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      "text": ">90% of Afterpay customers use debit; 95% of all installments were paid on time; 98% of all purchases incurred no late fees",
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      "text": "Risk loss as % of GMV: 0.80%",
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      "text": "1. Data through December 31, 2021. For definitions of \"ANZ\", \"SKU\" and \"Risk Loss\" please see Appendix.",
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