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  "notes": "The table highlights the sensitivity of billed business to currency fluctuations across major international markets.",
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      "text": "Billed Business by currency is based on the location where the card is issued. * Represents percentage change in foreign currency exchange rates utilized for conversion of reported results from local currency to USD for Q1 2026 versus Q1 2025. ** Reflects weighted average based on Billed Business mix.",
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