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      "text": "Salaries and Employee Benefits: Increased 4 percent versus Q1'23, primarily driven by higher compensation costs, reflecting the continued investment in our colleagues to support business growth.",
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      "text": "Card Member Services Expense: Increased 19 percent versus Q1'23, primarily due to growth in premium card accounts and higher usage of travel-related benefits by existing Card Members.",
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      "text": "Other Expenses: Decreased 6 percent versus Q1'23, primarily driven by net losses on Amex Ventures investments in the prior period.",
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